You work hard. So should your super.
Investing wisely now can mean a more enjoyable life in retirement. That’s why it pays to make sure your super works as hard as you do.
Investments to suit you
We’re all different - with individual goals and views on things like risk and money management.
At Statewide Super, we’re dedicated to helping you make the most out of your investments - every step of the way.
Our range of investment options (from conservative to high growth) are designed to give you the best possible chance of living the retirement you’ve been dreaming of, no matter what your attitude to risk.
We're award winning
If you decide to leave it all up to the Statewide Super experts, you can rest assured that you’re in safe hands. Our default MySuper investment option is a diversified portfolio designed to achieve returns for members investing over the medium to long term.
Tailor your investment options to fit your needs
Your super is your money, so it’s only natural that you want to invest it in a way that suits your needs, risk comfort, and personal preferences.
Statewide Super has ten investment options to choose from, and you can mix-and-match as many (or as few) as you like.
To make it easy, we have pre-set diversified options to appeal to different risk appetites - and single-asset class options to give you even greater control of where your money is invested.
|Diversified investment options||Single asset class options|
|Conservative Balanced||Diversified Bonds|
|Active Balanced||Australian Shares|
|Sustainable Diversified||International Shares|
|MySuper (super default) / Growth (pension option)|
How do I decide?
Before making a decision, think about your own situation and ask yourself:
- Am I comfortable taking bigger risks to make potentially higher long-term gains?
- What level of income do I want when I retire?
- How long will it be before I plan to retire?
- How much super do I already have?
- What other investments do I have?
- Am I happier having a steady but lower investment return?
- How long will my money be invested in super?
Super is a long-term investment
It’s important to remember that saving for retirement is a long-term activity – often around 20 to 30 years or more.
Make sure you take this into account, instead of focusing too much on the returns made in a single year. Traditionally the market will experience short-term highs and lows. But if you stick with your long-term investment plans, you’re better positioned to ride these ups and downs and achieve your future financial goals.
Get the right advice for you
It’s always wise to get expert, financial advice. Whether you’re after the basics or a tailored financial plan, that’s where our team of financial planners can help. You can also learn more by reading our How we invest your money booklet.
You can call us on 1300 65 18 65 or book online to meet face-to-face. And don’t forget that as a Statewide Super member your first appointment is obligation-free and costs you nothing.
*For the period to 30 November 2021, five out of ten super investment options have delivered top quartile investment performance over seven years according to the SuperRatings Fund Crediting Rate Survey. Investment returns are not guaranteed, all investments have risk, and past performance is not a reliable indicator of future performance.
In deciding whether to acquire, or continue to hold, a Statewide Super product, please consider the applicable Product Disclosure Statement (PDS) and Target Market Determination (TMD).