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What cover do I need?

What type of insurance do I need?

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You are unique, and so are your needs and circumstances. That’s why it’s important to know exactly what type and how much insurance cover you need.

The right options for you

We offer four different types of insurance to cover all your essentials:

  • Regular income protection insurance
    Provides you with up to two years of income if you’re unable to work.
  • Long term income protection insurance
    Provides you with two years or more of income up to age 65 if you’re unable to work.
  • Life and Total & Permanent Disablement (TPD) insurance
    Pays a lump sum to you or your beneficiaries if you become permanently disabled and are no longer able to work, become terminally ill with a life expectancy of under two years, or pass away before you reach 70 years of age.
  • Life only insurance
    Pays a lump sum to you or your beneficiaries if you become terminally ill with a life expectancy of under two years, or you pass away before your 70th birthday.

How do I apply?

Getting the peace-of-mind that comes with Statewide Super insurance is easy.

If you’ve joined Statewide Super through your employer, you could be eligible to automatically receive four units of Income Protection insurance, and up to four units of standard Life & TPD insurance, depending on your age (employer-sponsored member).  However if the automatic cover is not sufficient for your needs (or does not apply to you), you can apply by following these simple steps:

  1. Log into your personal Statewide Super Online account
  2. Click on the Insurance tab, followed by the ‘Insurance review’ button
  3. Fill in your details and submit*.

Still unsure?

Getting your insurance cover right can be confusing. Make sure you read and understand our Insurance in your super booklet.

If you’re still not sure, have a chat to our Member Solution Advisers who can help you work out what type of cover you need. This service is included for no extra cost in your Statewide Super membership.

Call the team on 1300 65 18 65 or make a booking online to meet face-to-face.

For personalised advice tailored to your individual needs, you might want to think about talking to a Financial Planner.

  • Important information

    *Please note that cover will be subject to acceptance by the insurer and exclusions may apply.