Each investment option has its own level of risk and return. The trade-off for higher returns is a higher level of risk.
Risk level relates to how much the value of the investment fluctuates. The returns on higher risk investment options will fluctuate more widely and more often than returns on lower risk options which give a steadier, but lower, rate of return.
The value of investments is affected by many factors including:
- Movements in the financial markets
- Government policies
- Interest rates
- Performance of fund managers chosen by StatewideSuper.
Understanding the investment options, the financial markets, the difference between asset classes and the level of risk you're comfortable with can have a big impact on your super.
For more detailed information, download the How we invest your money booklet.
Still have questions? Please call our friendly Client Services team on
For personalised advice tailored to your needs, consider talking to a Financial Planner.