The way you invest your money now can mean more money to spend on the lifestyle you want in retirement – so it pays to make your super work for you.
At Statewide Super, we want you to maximise your investment returns, and we’re dedicated to helping you every step of the way. Whatever your appetite for risk, Statewide Super offers a range of investment options, from conservative to high growth, to help you reach your retirement wealth goals.
Statewide Super’s MySuper investment option is a top performer
As a Statewide Super member, if you don’t make an investment selection your super will be invested in our default MySuper investment option – a diversified option designed to achieve returns for members investing over the medium to long term.
We’re committed to delivering competitive investment returns so you can build your super balance for retirement. We’re proud that our MySuper investment option was named as the best performing MySuper investment option Australia-wide, for the three years to 30 June 2016. To top it off, the option has also achieved top quartile returns in every time period since inception.*
Choose the investment options that suit your needs
We understand that your super is your money and you want it invested in a way that suits your needs and risk appetite. With a range of 10 investment options to choose from, you can select as few or as many investment options as you wish.
We have the following diversified investment options or single-asset investment options available to invest your super in.
|Diversified investment options||Single asset class options|
|Conservative Balanced||Diversified Bonds|
|Active Balanced||Australian Shares|
|Sustainable Diversified||International Shares|
|MySuper (super default) or
Growth (pension option)
There are a number of things you need to consider when choosing your investment option(s):
- Are you comfortable taking bigger risks to make potentially higher long-term gains?
- What level of income do you want when you retire?
- How long do you have before retirement?
- How much super do you already have?
- Do you have any other investments?
- Are you happier having a steady but lower investment return?
- How long will you have your money invested in super?
Remember super is a long-term investment
It’s important to remember that saving for retirement is a long-term undertaking that generally takes the best part of 20 or 30 years to realise.
Your personal investment strategy should consider this. It’s important not to focus on the returns made in a single year. Instead, try to ride the market’s short-term highs and lows and stick with your long-term investment plans to achieve your future financial goals.
Advice on the investment for you
If you are wondering if the default MySuper investment option is right for you, or if you’re considering one of our other investment options, please call us on 1300 65 18 65 or email firstname.lastname@example.org. As part of your membership, our member solutions advisors can provide you with personal advice on your Statewide Super investment selection, over the phone and in person, at no additional cost.
Call our friendly Client Services team on 1300 65 18 65 if you have any questions.
For personalised advice tailored to your needs, consider talking to a Financial Planner.
*SuperRatings Fund Crediting Rate Survey June 2016. Past performance is not an indicator of future performance.